
20 Otsego ST Oneonta, NY 13820
7 Beds
3 Baths
2,669 SqFt
UPDATED:
Key Details
Property Type Multi-Family, Mobile Home
Sub Type Multi Family
Listing Status Pending
Purchase Type For Sale
Square Footage 2,669 sqft
Price per Sqft $102
MLS Listing ID R1669565
Bedrooms 7
Full Baths 3
Construction Status Existing
HOA Y/N No
Year Built 1900
Annual Tax Amount $8,450
Lot Size 4,356 Sqft
Acres 0.1
Lot Dimensions 50X90
Property Sub-Type Multi Family
Property Description
The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof, offering strong exterior maintenance and long-term durability. The rear structure is a cozy 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house for added separation and flexibility.
Together, the property presents multiple pathways for use - ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement with extended household flexibility while maintaining privacy between residences.
Both homes sit on their own tax parcels while sharing convenient driveway access, creating a rare configuration in this central in-city location. With proximity to downtown Oneonta and strong rental demand in the area, the property offers a compelling opportunity for both long-term hold and value-add positioning.
A versatile setup in a walkable, centrally located neighborhood—well suited for a range of residential and investment strategies.
Location
State NY
County Otsego
Area Oneonta-City-361200
Rooms
Basement Full
Interior
Heating Gas, Multiple Heating Units
Flooring Carpet, Hardwood, Varies, Vinyl
Fireplace No
Appliance Gas Water Heater
Exterior
Utilities Available Sewer Connected, Water Connected
Building
Lot Description Irregular Lot, Residential Lot
Story 2
Sewer Connected
Water Connected, Public
Level or Stories Two
Structure Type Frame
Construction Status Existing
Schools
School District Oneonta
Others
Senior Community No
Tax ID 361200-300-006-0003-021-200-0000
Acceptable Financing Cash, Conventional
Listing Terms Cash, Conventional
Special Listing Condition Standard
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